Steve has been a Certified Public Accountant since 1982. Steve was hired out of UCSB by Coopers and Lybrand in Los Angeles (now Price Waterhouse Coopers). Steve left that firm in 1982 and later founded his Public Accounting practice in Santa Barbara. In 1996, Steve took a sabbatical from public accounting and then returned to the work place as a Director of Tax and Finance for a publicly traded corporation.   Steve returned to public accounting in 2006.  Steve passed the CFP exam in November 2014 and also has a real estate broker’s license.  He has been involved with numerous real estate finance and buy and sell transactions with private parties.

In 2001, Steve was nationally recognized for making a suggestion that HUD attempted to adopt that would substantially eliminate broker abuse of closing costs in connection with real estate loan transactions. Steve is proud to announce that the changes were finally adopted through legislation in January 2010 and have significantly reduced the ability of broker’s to take advantage of borrowers. Steve has also taught courses through the Santa Barbara Community College Adult Ed program on Real Estate Finance focusing on how to negotiate the best terms on a real estate loan. 

Board of Directors of:
1992 to 1993: Environmental Defense Center
1986 to 1992: Santa Barbara County Foodbank
1985 to 1986: National Council on Alcoholism and Drug Abuse
1982 to 1985: Santa Barbara Jaycees
1993 to 2005: AYSO soccer coach and referee, board member
1993 to 2004: Boys and Girls Club basketball/soccer coach
2005 to 2006: Volleyball coach USYVL
1978 BA Economics, University of California Santa Barbara
1982 Certified Public Accountant, State Of California (34898E)
1984 Teaching Certificate, Santa Barbara Community College
1987 Certificate in personal financial planning, AICPA
1999 California real estate broker’s license (01267239)
2011 Series 65 license

2014 CFP(R)   

Steve is the direct descendant of a Kentucky hillbilly and very proud of it.  His father joined the US Navy at 16 and was inducted on July 4, 1942 and served in both the Atlantic and Pacific theater.  His mother left school around the same time and bucked rivets for Boeing in the Seattle area and was a proud member of the Rosie the Riveter society.  After graduating from high school, Steve worked in the shipyards in San Diego as a ship-fitter, putting himself through Community College until he transferred to UCSB to complete his degree in economics.  Steve  has three children.  His oldest, Stephanie, 36,  got her MD from Georgetown in 2013 and is now working in the Tri-cities area of Washington state.  And let’s not forget grandson Harrison and granddaughter Isabelle (thanks Steph!)  Jared is 33 and a second generation UCSB graduate and CPA who just moved back to SB and is a commercial real estate investment manager.  Jared got married in 2018 and he and his wife Lily had their first child, Winnie in April 2020.  Brian is 25 and taught himself how to program and worked several years on blockchain technology through the Ethereum platform (hope I got that right!).  He decided to complete his college education and is now attending UCSB.  He got his pilot’s license at 18 and is interested in joining the Coastguard when he graduates to fly helicopters.

Steve has always sought to balance the professional Yang in his life with a good dose of Yin to maintain a healthy mental outlook on his work and do it with the passion and focus he would expect from someone else doing work for him.  Steve’s latest passion is studying spiritual depth psychology and comparative religion.  He is a Pisces so naturally loves the ocean and ocean sports of all kinds, but mainly surfing.  Steve has a black belt in Hung Gar Kung Fu, a form of Chinese martial arts and currently practices yoga.  Steve also spends time restoring an 1880 Victorian era home in downtown Santa Barbara.  Look for his blog soon on (will let you figure out what that means!)   Steve also enjoys meditation and plans to attend a  10 day Vipassana retreat once COVID era restrictions are lifted.  Steve’s other interests include gardening, bird watching, and of course his grandkids.    

%d bloggers like this:
search previous next tag category expand menu location phone mail time cart zoom edit close